Terms of Use
1. Introduction
Welcome to the Karplexus website. These Terms of Use govern your access to and use of this website and any content, information, materials, pages, downloads, or resources made available through it.
By accessing or using this website, you agree to comply with these Terms of Use. If you do not agree with these Terms of Use, you should not use this website.
These Terms of Use should be read together with our Privacy Policy, Cookie Policy, Disclaimer, Transparency Statement, and any other notices or terms published on this website.
These Terms of Use are issued by Karplexus Private Limited (“Karplexus,” “we,” “us,” or “our”). These Terms govern your access to and use of the Karplexus website and any content, information, materials, pages, downloads, or resources made available through it.
2. About Karplexus
Karplexus provides technology platforms, products, and services for banking, payments, real-time financial infrastructure, switching, digital wallets, authentication, authorization, ledgers, integration, and related financial technology use cases.
The content on this website is provided for general informational, business, and marketing purposes only.
3. Use of the Website
You may use this website only for lawful purposes and in accordance with these Terms of Use.
You agree not to:
- Use the website in any way that violates applicable laws or regulations;
- Attempt to gain unauthorized access to any part of the website, systems, networks, data, or infrastructure;
- Interfere with or disrupt the operation, security, integrity, or availability of the website;
- Introduce viruses, malware, harmful code, bots, scraping tools, or automated systems without authorization;
- Copy, reproduce, modify, distribute, publish, transmit, or exploit website content except as permitted by law or with prior written permission from karplexus;
- Misrepresent your identity, affiliation, or purpose when interacting with karplexus;
- Use the website to send unlawful, misleading, defamatory, abusive, infringing, or harmful content;
- Conduct vulnerability testing, penetration testing, scanning, or other security testing without prior written authorization.
4. Website Content
Karplexus aims to provide accurate and up-to-date information, but website content may contain errors, omissions, or outdated information. Content may be updated, modified, suspended, withdrawn, or discontinued at any time without notice.
Information about Karplexus products, platforms, solutions, services, features, integrations, performance, availability, roadmap items, or future capabilities is provided for informational purposes only. Such information does not create any warranty, commitment, representation, or contractual obligation unless expressly included in a written agreement signed by Karplexus.
5. No Professional Advice
The content on this website does not constitute legal, financial, regulatory, tax, investment, business, technical, or professional advice. You should seek independent professional guidance before making decisions based on information obtained from this website.
Nothing on this website should be interpreted as an offer, solicitation, recommendation, endorsement, or commitment in relation to any financial product, service, investment, technology solution, or commercial arrangement.
6. Intellectual Property
All content on this website, including text, graphics, logos, icons, images, designs, software, source code, interfaces, trademarks, trade names, service marks, documents, product names, and other materials, is owned by Karplexus or its licensors and is protected by applicable intellectual property laws.
Except as expressly permitted by applicable law, you may not copy, reproduce, modify, adapt, translate, distribute, transmit, publish, display, license, sell, reverse engineer, or otherwise use any website content without prior written permission from Karplexus.
Limited internal business use of publicly available website materials may be permitted for evaluation or informational purposes, provided that such use does not remove proprietary notices, misrepresent Karplexus, or imply any license or endorsement.
7. Trademarks
Karplexus names, logos, product names, platform names, and related marks are trademarks, service marks, or trade names of Karplexus or its affiliates/licensors. Nothing on this website grants any right or license to use any Karplexus trademarks without prior written permission.
Third-party names, logos, and trademarks appearing on the website, if any, belong to their respective owners.
8. Third-Party Links and Content
This website may contain links to third-party websites, resources, tools, or services. These links are provided for convenience and informational purposes only.
Karplexus does not control, endorse, or assume responsibility for third-party websites or their content, security, availability, privacy practices, or terms. Accessing third-party websites is done at your own discretion and risk.
9. User Submissions and Communications
If you submit inquiries, messages, feedback, suggestions, or other information through this website, you are responsible for ensuring that the information you provide is accurate, lawful, and does not infringe the rights of any third party.
You should not submit confidential, proprietary, sensitive, regulated, or personal information unless necessary for your inquiry and unless appropriate safeguards or agreements are in place.
By submitting non-confidential feedback or suggestions, you grant Karplexus the right to use such feedback for business, product improvement, and operational purposes without obligation to compensate you, unless otherwise agreed in writing.
10. Privacy and Cookies
Karplexus handles personal information in accordance with its Privacy Policy. The website may use cookies and similar technologies as described in the Cookie Policy.
By using this website, you acknowledge that personal information and cookie-related data may be processed as described in those policies, subject to your preferences and applicable law.
11. Security and Responsible Use
Karplexus takes website and platform security seriously. However, no website or system can be guaranteed to be completely secure.
You must not conduct vulnerability testing, penetration testing, scanning, scraping, reverse engineering, denial-of-service testing, or other intrusive activity against Karplexus systems, websites, products, services, or client environments without prior written authorization.
If you believe you have identified a security vulnerability, you should report it responsibly through the contact details provided on the Karplexus website. You must not publicly disclose, exploit, access, alter, or delete data or systems without authorization.
12. Availability and Changes
Karplexus may modify, suspend, restrict, or discontinue this website or any part of it at any time without notice.
We do not guarantee that the website will be uninterrupted, timely, secure, error-free, or free from viruses, malware, or other harmful components. You are responsible for implementing appropriate safeguards when accessing the website.
13. Disclaimer of Warranties
This website and its content are provided on an “as is” and “as available” basis.
To the fullest extent permitted by applicable law, Karplexus disclaims all warranties, representations, and conditions, whether express, implied, statutory, or otherwise, including warranties of accuracy, completeness, reliability, availability, merchantability, fitness for a particular purpose, non-infringement, security, or error-free operation.
14. Limitation of Liability
To the fullest extent permitted by applicable law, Karplexus shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or other damages, losses, costs, or expenses arising from or related to:
- Access to or use of this website;
- Inability to access or use the website;
- Reliance on website content;
- Errors, omissions, delays, interruptions, technical issues, viruses, malware, or security incidents;
- Unauthorized access to, alteration of, or loss of data, systems, or transmissions;
- Use of third-party links, websites, content, or services;
- Any action taken in connection with information provided on this website.
Some jurisdictions do not allow certain exclusions or limitations of liability, so some of the above limitations may not apply to you.
15. Indemnity
To the extent permitted by applicable law, you agree to indemnify and hold harmless Karplexus, its affiliates, directors, officers, employees, contractors, agents, and representatives from and against any claims, losses, liabilities, damages, costs, or expenses arising from your misuse of the website, violation of these Terms of Use, infringement of third-party rights, or breach of applicable law.
16. Regulatory and Export Compliance
You are responsible for ensuring that your access to and use of this website complies with all laws, regulations, sanctions, export controls, licensing requirements, and other requirements applicable in your jurisdiction.
You may not use this website or any content from it for unlawful purposes or in violation of applicable regulatory restrictions.
17. Relationship to Other Agreements
These Terms of Use apply only to your use of this website. They do not modify or override any separate written agreement between Karplexus and a customer, partner, supplier, employee, or other contracting party.
If there is a conflict between these Terms of Use and a signed written agreement with Karplexus, the signed agreement will govern the relevant subject matter.
18. Changes to These Terms
Karplexus may update these Terms of Use from time to time. Any updates will be published on this page and will take effect when posted, unless otherwise stated.
Your continued use of the website after changes are published constitutes acceptance of the updated Terms of Use.
19. Governing Law and Jurisdiction
These Terms of Use shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.
Subject to any applicable laws, the courts located in Bengaluru-India shall have exclusive jurisdiction over any dispute, claim, or proceeding arising out of or in connection with these Terms of Use, this website, or your use of this website.
20. Contact Us
If you have questions about these Terms of Use, please contact us through the contact information provided on the Karplexus website.
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