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banking that moves at Fintech speed

Reimagine Transactions
Rewire Banking.

Every interaction is an opportunity.

Deploy embedded banking and real-time payments infrastructure to maximize growth.

2x

Global RTP volumes

by 2028

$3T+yearly

RTP value in India

300B+yearly

RTP volume in India

what we do

Building modern, scalable transaction infrastructure for banks and fintechs.

We develop and own the core technology products; we also take responsibility for making them work inside complex banking and payment environments.

our offering

The real work happens before the transaction.

KPLEX components ‘walk the talk’ on being modern, scalable and flexible. We embrace technologies that drive some of the largest platforms globally.

Isometric Pipeline Detective Machine

Built for the complexity fintechs live with.

The embedded banking layer that puts your institution inside every transaction your customer makes. Wherever they happen.

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money-feet

Billions of transactions happen every day

How many are yours?

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our approach

Scale without
rebuilding everything.

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Be where they transact.

sense

Read the signals in every transaction.

compound

Build a relationship that compounds.

We help banks and fintechs move on from systems held together by hope and habit and build platforms for the way money actually moves today.
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INSTANT PAYMENTS prepaid & wallets PRICING & REVENUE ENGINES REAL TIME compliant BUILT TO SCALE INSTANT PAYMENTS COMPLIANCE READY frameworks INSTANT PAYMENTS prepaid & wallets PRICING & REVENUE ENGINES REAL TIME compliant BUILT TO SCALE INSTANT PAYMENTS COMPLIANCE READY frameworks INSTANT PAYMENTS prepaid & wallets PRICING & REVENUE ENGINES REAL TIME compliant BUILT TO SCALE INSTANT PAYMENTS COMPLIANCE READY frameworks

consulting

You can bank on us.

Our consulting practice combines proven payments and banking expertise with hands-on delivery capability, supporting every stage from architecture review to end-to-end implementation.

case studies

Making a difference

Leading Payments Bank in India

Real-time payments transformation

The bank dramatically expanded real-time payments scale, introduced cutting-edge feature support and reduced processing costs.

Cloud-Native Real-Time Processing High Performance
Leading Digital Bank

Hollow the Core

Karplexus rolled out a component-based architecture, evolving from a monolithic processing engine to a robust system of modular components that complemented their core.

Enterprise Architecture Modular Components Consulting
Leading Payments Bank in India

Building a future-ready digital bank

Karplexus was engaged as a strategic advisory and assurance partner responsible for helping guide the transformation from planning through go-live and post-transition stabilization.

Process mapping Data migration Transformation Roadmap
customer stories

Trusted by

Change-Makers

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Karplexus was not simply a consulting partner — they were instrumental in shaping our business from the ground up. From product thinking and architecture to scalability and regional adaptability, their guidance helped us build a modern financial platform capable of serving diverse markets across the Gulf.

Founder & CEO
Gulf Fintech Platform
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quotes

Our UPI transformation fundamentally changed how customers experience our bank. Karplexus enabled us with a high-performance, highly resilient in-house UPI switch that today processes volumes at national scale with exceptional reliability and near-zero technical friction.

Business Leadership
Leading Differentiated Bank
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quotes

Large-scale banking transformations succeed only when technology, operations, and business realities are aligned. Karplexus understood all three. Over a 30-month journey, they helped us navigate an extraordinarily complex core transformation with precision, insight, and accountability.

CIO
Leading Payments Bank
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